Alberta Man Legally Changes Sex To Get Cheap Car Insurance

Alberta Man Legally Changes Sex To Get Cheap Car Insurance

A Canadian man legally changed his gender to female so he could make the most of better car insurance rates offered to women and save up nearly $1,100 Canadian Dollars, a written report said.

A person, identified only as “David” who lives in Alberta, told CBC News he was given a quote of $4,500 Canadian Dollars for the insurance of a Chevrolet Cruze he wanted to buy. The insurers told him his yearly bill would be around $1,100 less if he was a woman.

Men normally pay higher rates whilst the insurers deem male drivers under age of 25 having an increased danger of stepping into traffic accidents than compared to women of the same age.

“I was pretty angry about that and I didn't feel just like getting screwed over any longer,” the person said, adding he asked the insurers to improve his gender on the insurances police, a request they refused.

To make the most of the reduced rates and “beat the system”, David had to legally change his gender on a birth certificate. To do this, he had to obtain an email from the doctor acknowledging his identification as a female before he could proceed with the change.

“It absolutely was pretty simple,” David told the outlet about the procedure of legally changing his gender. “I recently basically called for it and told them that I identify as a female, or I'd like to recognize as a female, and he wrote me the letter I wanted.”

After submitting most of the documentation, just weeks later, David was legally women and was subjected to lower premium rates for the insurance. “I was quite shocked, but I was also relieved,” he said. “I felt like I beat the system. I felt like I won.”

“I'm a man, 100 percent. Legally, I'm a female,” he explained, noting he will be saving around $91 Canadian Dollars per month. “I made it happen for cheaper car insurance.”

"I'm a man, 100 per cent. Legally, I'm a female ... I made it happen for cheaper car insurance."

Nevertheless the man's trick didn't earn him universal praise and even drew criticism from some elected lawmakers. Stephanie McLean, a Member of Legislative Assembly for Calgary-Varsity, said in a tweet that the person committed perjury and he should face amount of time in prison.

"Alberta man admits to Perjury – ‘changes gender on government IDs for cheaper car insurance.' He thinks he's so clever. Perjury can be an offence liable to imprisonment of up to fourteen years. IT'S NOT A LOOPHOLE IT'S A CRIME!” she tweeted.


The transgender community also criticized David for his stunt, saying it downgrades the complete means of changing ones gender.

“I think it cheapens the complete process. It sort of casts doubt on everybody else's motives to make those changes," Marie Little, a former chair of the Trans Alliance Society, told CBC News. “I think it offers ammunition to people who wish to take rights away from trans people.”

But David acknowledged to CBC News that many people may need to change their gender on their birth certificates and insisted he didn't want to make fun of the transgender community.

“I didn't get it done to indicate how easy it's to improve genders,” he said. “I didn't get it done to criticize or ridicule transgender or LGBT rights.”


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