Basics of Insurance Claims and Surroundings for Car Fires

In general, engine fires produce a total loss vehicle. That’s because the cost of buying and installing a new machine often approaches the actual cash value of the vehicle. In this case, comprehensive coverage will include engine fires. However, it is important to know that a car insurance policy usually does not cover mechanical defects in the car’s engine. Fire is an exception to this rule. Whether a vehicle is a total loss or not, the car insurance policy is likely to pay the actual cash value of the vehicle minus the reduction in owner insurance.


There is not much to be said about arson, except that it happens to vehicles and damage can be covered by car insurance policies. Comprehensive coverage includes vandalism, so if a vehicle is intentionally burned, the damage will be covered as long as the police report is made.

Selling Total Cars for Cash

If your car is damaged by a fire, you may have a vehicle that is totally lost in your hands. Sell your total car with cash in that place to the local garbage car buyer. They will pay you cash for the actual cash value of your vehicle. This is sometimes more than what you can get from your insurance company!

What You Need to Know About Reporting a Stolen Car

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Can you imagine what it’s like to park your car somewhere, only to find it lost later on? Many people experience this tragedy every day. In fact, according to, “About 800,000 to one million cars are stolen in America every year.” These figures are extraordinary, making car theft a common occurrence throughout the country. This also means that the process of insurance claims can be very complicated and boring.

If you are ready to report your car stolen, there are some important things you should know about car insurance coverage for stolen vehicles, as well as the investigation process for car theft claims. Continue reading to learn what you need to know about filing an insurance claim for a stolen car.

FIRST: Is Your Car Really Stolen?