Be sure to ask if there are exclusions for any pre-existing conditions, whether there is a maximum annual benefit limit, and if there is a waiting period for restorative services.
Consider your budget when determining how the insurance plan will be billed, whether it will be monthly or some other way.
Many people who seek supplemental dental insurance do so because they need more than the basic services that employer-sponsored plan generally provides. Braces, root canals, dentures and bridge work can add up quickly and really take a “bite” out of the family budget.
Knowing there is another insurance plan available to keep costs under control is a peace of mind that people are willing to pay for.