Ask your employer, go online to the insurer’s website or make a call to the insurance company to get a detailed description of what services are covered. Should you find the insurance to be insufficient for your needs and you are not able to afford the difference out-of-pocket, it would be a good time to consider purchasing supplemental dental insurance.
A Google search of that term will bring up several options to choose from. Once you have the names of the companies that provide supplemental dental insurance, there are some important factors to consider before making your final decision.
First, know that you may be eligible to purchase additional insurance through the plan you already have with your employer. If that is not an option or you do not have employer-sponsored insurance, shop around for places where you could purchase with group buying power.
A few examples of this would be through a local credit union, a professional organization or the American Association of Retired Persons. Shop around to find the right insurance company to fit your needs.